This document (“Privacy Policy Agreement”) sets forth the practices of the Apex Global Forum (owned and operated by TAS Club Ltd.) (“we,” “us,” or “our”) regarding the collection, use, storage, processing and disclosure of personal information obtained from users of the website https://www.apexglobalforum.com (“Site”). 

We are committed to keeping the personal identifiable information and personal data collected of the users of our Site confidential and secure. When processing personal data, we strictly adhere to the requirements of the General Data Protection Regulation (GDPR), and the UK DPA, 2018 and, if necessary, other data protection regulations as applicable. 

This Privacy Policy shall apply to all the visitors and users of the Site (“users”, “you”, “your”). This Privacy Policy forms part of our Terms and Conditions. Unless otherwise defined in this Privacy Policy, capitalized terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.

• ACCEPTANCE OF TERMS

By using this Site, you are hereby accepting the terms and conditions stipulated within the Privacy Policy. You must read, agree with and accept all of the terms and conditions contained in this Privacy Policy, before you use the Site. If you do not agree to the terms of the Privacy Policy, then you should refrain from use of our Site. By visiting and using the Site, you agree to the collection and use of your information in accordance with this Privacy Policy.   

• COLLECTION OF INFORMATION

We collect and stores certain information about you. This information can be used on its own or in combination with other information to identify you (“Personal Information”). Below is a list of types of Personal Information that we may collect and use about you:

• Information we use to contact you including physical addresses, e-mail addresses, and phone numbers
• Information we use to identify you including full name, government ID, passport, DoB, and photo
• Information about finances including bank account details, payment card details
• Information about the transactions you carry out and the payments to and from your accounts with us including amounts and dates
• Information we get about where you are, including country and IP address. This may come from your mobile phone or the place where you connect a computer to the internet. It may also include locations where you used your card for payments.
• Information on the devices and technology you use including IP address, login data, browser type and version, location, operating system.
• Information about the usage of our Site including metadata
• Information from communications between us including any Personal Information you may share with us in your messages, communication metadata
• Information about you that is in public records and information about you that is publicly available on the internet. We also collect information about you which we receive from other companies, such as, without limitation, credit reference or fraud protection agencies.
• Any other information you choose to provide to us by visiting and interacting with our Site.

For the avoidance of doubt, Personal Information shall not include any personal information which is anonymised, after which the identifiable data is destroyed. We may also collect and use non-Personal Information to analyze the effectiveness of our services and to improve our services. We may collect non-Personal Information through the Site and through cookies.

• COOKIE POLICY

This Cookie Policy explains how we use cookies and similar tracking technologies on our website.

What are cookies?

Cookies are small text files that are placed on your device when you visit a website. They are commonly used to make websites work more efficiently and provide information to website owners.

How We Use Cookies

We use cookies and similar tracking technologies for various purposes, including:

• Essential Cookies: These cookies are necessary for the website to function properly. They enable you to navigate around the website and use its features.
• Performance Cookies: These cookies collect information about how visitors use our website, such as which pages are most frequently visited. This helps us improve the website’s performance and user experience.
• Functional Cookies: These cookies allow the website to remember choices you make, such as language preferences and customization settings, to provide a more personalized experience.
• Analytical Cookies: We use third-party analytical tools that set cookies to gather information about the use of our website. These cookies help us understand how visitors interact with our website, which pages are most popular, and other usage patterns. We use this information to improve our website and user experience.

Third Party Cookies

We may also use third-party cookies, such as those from Google Analytics, to collect statistical information about your use of our website. These cookies are used to analyse and optimise the performance and user experience of the website. The information collected is aggregated and does not personally identify you.

Cookie Settings

You may also manage your cookie settings via your browser settings or through our cookie banner.

Here, you may clear or block specific cookies, such as third party cookies, or all cookies. However, if you block all of the cookies that we use, it may affect your user experience.

To adjust your cookie settings via your browser, you should go to your browser settings.

If you choose to clear all cookies, your website and your website preferences may be lost, including your ability to opt-out of enabling cookies as this function itself requires the placement of a cookie on your device.

Consent to Cookies

Our Cookie banner allows you to provide your consent by accepting the use of cookies and to adjust your cookie preferences. You may revoke the use of non-essential cookies at any time through the cookie banner. You may also decline the use of non-essential cookies.

Advertising Cookies Opt-out

To learn more about how to opt out of targeting and advertising cookies, you can go to the Network Advertising Initiative page, and the Digital Advertising Alliance’s Consumer Choice page. These opt-out tools are provided by third parties, and not us. As such, We do not not control or operate these tools or the choices that advertisers and others provide and are not responsible for the information provided.

Other User-tracking Technologies

Tracking pixels, also known as web beacon, marketing pixel, conversion pixel, retargeting pixel, and sometimes just pixels are like cookies but differ in that they are a small snippet of HTML that allows us to gain insights for marketing purposes. Unlike cookies, tracking pixels have the ability to send information directly to a web server.

Tracking pixels allow us to learn more about interest in our website and products by providing data on use numbers, time and date of web visits and web page usage.

It is not possible to opt-out of tracking pixels. However, because tracking pixels are used together with cookies, you may limit their usage by deleting cookies or adjusting your cookie settings.

Contact Us

If you have any questions or concerns about our Cookie Policy or your privacy, please contact us

• INFORMATION USE AND LEGAL BASIS

Below is a list of the ways that we may use your Personal Information together with the legal basis of processing, where applicable under data protection law.

Purposes for which we use your Personal Information	Legal basis
Management of the contractual relationship with you to provide you with our services	Performance of the contract Compliance with our legal obligations
To manage our business operations, improving our services and operations and developing new ways to meet our customers’ needs and grow our business. Analyzing and studying how our customers use our services	Performance of a contract Legitimate interest  Our legitimate interest is centered around enhancing the quality of our services, optimizing operational efficiency, and maintaining a competitive edge in the market. Our legitimate interests to manage our business operations efficiently, deliver our products and services, and ensure the financial stability of our company
Secure access to our services, including but not limited to performing the necessary identification and verification of our users prior to granting access to our services	Performance of the contract Legitimate interest Our legitimate interest is to safeguard access to our services to authorized only users who have gone through identification and verification processes, as may be set in place by us.
Marketing and events-related communications, including but not limited to inviting you to participate in events, surveys or otherwise communicating with you for marketing purposes to promote our services	Consent Legitimate interest Our legitimate interest is to tailor our marketing communications to the preferences and interests of our audience and provide a personalized and engaging experience for our members
Protect the security or integrity of the Company, the Site and our services	Legitimate interest Our legitimate interest is to maintain the reliability and availability of our services by detecting and preventing security threats, fraud, money laundering and other crime, unauthorized access, risk and other activities that could harm our business, Site, or services. Legal Obligation Performance of the contract
Communicate with you about our Site and services, such as to notify you about changes and updates and to provide you with member support and troubleshooting	Performance of the contract Legitimate interest Our legitimate interest is grounded in our commitment to delivering a seamless and informative user experience and to provide assistance when needed
Meet our legal, statutory and regulatory, obligations	Legal obligation

In cases where we need to process Personal Information for the performance of the contract with you or as required by law and you refuse to provide your information, we may not be able to perform the contract with you and consequently, we may not be able to provide certain services to you.

• DATA RETENTION

We will retain your personal information/ data only for as long as necessary to fulfill the purposes for which it was collected, consistent with applicable law. This retention period allows us to comply with our legal obligations, resolve disputes, enforce our agreements and study data as part of our own research. We will not retain your data for longer than is necessary to fulfill the purpose for which it is being processed. To determine the appropriate retention period, we take into consideration the amount, nature, and sensitivity of the Personal Information, as well as the purposes for which we process it. We also assess whether we can achieve those purposes through other means.

• THIRD-PARTY LINKS

Our Site may contain links to other websites not operated or controlled by us. We do not have control over these third-party websites. We are not responsible for their content, use of personal information, or privacy practices. We strongly advise you to review the Privacy Policy of every site you visit.

• COMMUNICATIONS AND DISCLOSURE OF INFORMATION

We may feel it necessary, from time to time, to contact you with regards to a potential new offer which may be of interest to you. If you consent or show interest in presented offers, then, at that time, specific identifiable information, such as name, email address and/or telephone number, may be shared with the third party. You may opt out of receiving any, or all, of these marketing communications from us by following the unsubscribe link or instructions provided in any email we send or by contacting us. Please note that we may still send you transactional or administrative messages related to the Service even after you have opted out of receiving marketing communications.

1. We may share specific data with our trusted partners, third-party agents, suppliers, and service providers who assist us in providing the Services to you and are only permitted to use your information according to the purposes specified in their agreement with us. These third parties include website hosts, data hosts, cloud software providers, IT providers, identification verification providers, customer support providers, payment processors, financial institutions, financial advisors, legal advisors, auditors, and insurance companies. These partners are required under law and contract to keep your Personal Information confidential.

1. Government or public agencies, law enforcement authorities, regulators or any other entity having appropriate legal authority for receipt of your Personal Information, if required or permitted by law or legal process or if we believe that such action is necessary to comply with the law, to protect the security or integrity of our business, our Site and/or Services and to protect the safety of the users of our Services or the public 

1. We may disclose your Personal Information to a third party who acquires any part of our business

1. From time to time, we may share reports with the public that contain anonymized, aggregate, de-identified information and statistics, and

1. We may share Personal Information with our current and future affiliates. Our affiliates may use your Personal Information in a manner consistent with this Privacy Policy

You agree and acknowledge that we shall not be liable for any harm, loss or damage of any nature caused to you due to disclosure of information in above mentioned circumstances. 

• SECURITY

We use suitable physical, managerial, and technical safeguards that are designed to protect the integrity and security of your information. We cannot, however, ensure or warrant the security of any information you transmit to us through the use of Site, services or store on the Site and you do so at your own risk. We cannot guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

We further restrict access to your Personal Information to individuals such as employees, agents, contractors, and other third parties, but only those who require such access for legitimate business purposes. These authorized individuals will process your Personal Information solely based on our explicit instructions and are bound by a confidentiality obligation.

Please be aware that no method of transmission over the internet, or method of electronic storage is fully secure and we are unable to guarantee the absolute security of the Personal Information we have collected from you. If you become aware of any breach of security or privacy, please contact us immediately.

• INTERNATIONAL TRANSFERS

Information collected while you use the Site, including your Personal Information, may be transferred to, and maintained on, computer systems located outside of your state, province, country or other governmental jurisdiction where the data protection laws may be different from those of your jurisdiction.

Please note that we may transfer the information, including your Personal Information, to such different jurisdictions and process it there. In order to provide adequate protection for the data transfer, we have in place contractual arrangements (including SCCs) in respect of such transfers. By utilizing our Sites and/or services, you authorize the international transfer of your data, to our jurisdiction, and to other locations where we and/or our service providers operate. 

• CHILDREN’S PRIVACY (UNDER THE AGE OF 18)

We do not knowingly collect personal identifiable information from children under the age of eighteen (18) without verifiable parental consent. If it is determined that such information has been inadvertently collected on anyone under the age of eighteen (18), we shall immediately take the necessary steps to ensure that such information is deleted from our system’s database. Anyone under the age of eighteen (18) must seek and obtain parent or guardian permission to use this website.

• CHANGES TO PRIVACY POLICY AGREEMENT

This Privacy Policy is effective from the date of its publication on the Site and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on the Site.

We reserve the right to update and/or change the terms of the Privacy Policy Agreement, and as such we will post those change to our Site’s homepage, so that the users and/or visitors are always aware of same. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.

• GDPR COMPLIANCE

We ensure compliance with the General Data Protection Regulation (GDPR) and the Data Protection Act 2018 (as amended from time to time) and will provide the users with the following rights granted under these applicable laws:

• The right to access information we hold about you.
• The right to correct and update the information we hold about you.
• The right to have your information erased.
• The right to object to or restrict processing of your data.
• The right to data portability.
• The right to withdraw your consent to the processing at any time for any processing of data to which consent was sought.
• to obtain a portable copy of your Personal Information.
• The right to lodge a complaint with the Information Commissioner’s Office.

For more information on these rights or to exercise these rights, please contact us via details mentioned herein below.

We may ask you for additional data to confirm your identity and for security purposes, before disclosing the information requested to you. If you would like to submit a request on behalf of another individual, you may do so by providing proof of authorization by the individual to submit such a request on their behalf. We reserve the right to charge a fee, where permitted by law. We may also decline to process requests that jeopardize the privacy of others, are excessive, or would cause us to take any action that is not permissible under applicable laws. 

OTHER REGIONS

If you reside in a location outside of the EEA, or the UK please be aware that we prioritize your privacy. Certain regions have distinct privacy requirements that necessitate specific provisions in our Privacy Policy. We are committed to staying compliant with applicable data protection laws and will update this Privacy Policy as necessary to incorporate any required provisions.

• CONTACT US

If you have any questions or concerns regarding the Privacy Policy or related to our Site, please feel free to contact us at the following email, or mailing address.

Email: connect@apexglobalforum.com

Mailing Address: Suite 10, Unit 3A, 34 – 35 Hatton Garden, Holborn, London EC1N 8DX